Terms and Conditions

Terms and Conditions

Last updated: July 14, 2026

Welcome to Bank VARIA ("we", "us", or "our"). These Terms and Conditions govern your access to and use of our website located at www.bprvaria.co.id and our banking services. By accessing or using our services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please do not use our website or services.

1. Use of Services and Eligibility

To use our services, including applying for a bank account online, you must:

• Be at least 17 years of age or possess legal capacity as defined under Indonesian law.
• Provide accurate, current, and complete personal and financial information when requested.
• Not use our services for any illegal or unauthorized activities, including money laundering, financing terrorism, or fraudulent transactions.

2. Account Registration and Security

When you register or submit an application for an account on our website:

• You are responsible for maintaining the confidentiality of any account credentials or sensitive information.
• You must immediately notify us of any unauthorized use of your credentials or any other breach of security.
• We reserve the right to reject, suspend, or terminate any account application or service if we suspect fraudulent or illegal activity.

3. Intellectual Property Rights

All content, logos, graphics, trademarks, designs, and text on this website are the intellectual property of Bank VARIA or our licensors, protected by copyright and intellectual property laws of the Republic of Indonesia. You may not copy, reproduce, distribute, or modify any content without our prior written consent.

4. Limitation of Liability

To the maximum extent permitted by law, Bank VARIA shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your access to or inability to access our website or services.
• Any interruption, delay, or failure of system performance due to force majeure, network issues, or third-party service providers.
• Any unauthorized access to or alteration of your transmissions or data.

5. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability, or availability of our website or services.

6. Governing Law and Dispute Resolution

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of Indonesia. Any disputes arising from these Terms and Conditions or the use of our services shall be resolved through amicable discussions. If a resolution cannot be reached, the dispute shall be referred to the jurisdiction of the Bekasi District Court or the Alternative Dispute Resolution Institution for the Financial Services Sector (LAPS-SJK).

7. Modifications to Terms

We reserve the right to modify or replace these Terms and Conditions at any time. Any changes will be posted on this page with an updated revision date. Your continued use of the website or services after such changes constitutes your acceptance of the new Terms and Conditions.

8. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Bank VARIA
Jl. Cut Mutia No. 28 B-C Margahayu,
Bekasi Timur, Kota Bekasi - Jawa Barat, Indonesia
Email: info@bprvaria.co.id
Phone: 021-8825059 / 0815-1015-4489